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AvalancheSnowball
List your debts, add whatever extra you can throw at them each month, and see avalanche (highest interest rate first) vs snowball (smallest balance first) side by side — payoff date, total interest, and which one actually wins for your numbers. Nothing here is sent anywhere; it's all math in your browser.
| Debt | Balance | APR % | Min Payment | |
|---|---|---|---|---|
Replace the example rows with your own debts (credit cards, car loans, student loans, personal loans — anything with a balance and a rate). Order doesn't matter, the calculator sorts them for each strategy.